When an accident claim is referred to as “no-fault,” that doesn’t mean that no party bears the blame for causing the accident. In the eyes of the law and insurance companies, one party or another party is always at fault. Sometimes all the parties share the fault, say 50-50 or 75-25. Read more for a deeper look into the no fault benefits system in Vancouver and across BC.
So Who is “At Fault”?
Determining who is at fault for an accident is an important part of the claims process because the innocent driver or passenger is entitled to much more compensation than the at-fault driver. For example, the at-fault driver cannot get anything for pain and suffering which is often the largest part of a person’s claim. ICBC’s decision about fault is not always correct. Taylor and Blair are car accident lawyers in Vancouver who will investigate and argue vigorously to ensure the correct decision on fault is made. The right decision on fault can make a difference of thousands of dollars to an innocent victim
Even drivers who are at fault, or partly at fault for an accident can take advantage of no fault benefits insurance. This type of insurance is offered by ICBC and other insurance companies and is designed to provide immediate aid when it is needed. No-fault benefits include disability pay, rehabilitation expenses and sometimes homemaking and personal care. In our opinion, the disability benefits are far too low but they, and the rehabilitation benefits, can be valuable in moments of crisis and trauma. No-fault benefits are also available if you happen to sustain a car accident during a trip or vacation to another province, and you may not be able to get the coverage you need from the insurance of the at-fault party.
Next Steps After An Accident
If you’ve ever been in a car accident, you want to bounce quickly back from it. Working with car accident lawyers in Vancouver can help prevent prolonged delays in getting the assistance that you need to recover. Knowing that no-fault benefits you are entitled to provide you with some assistance with your rehabilitation and wage replacement. If we take your case, our car accident lawyers in Vancouver will assist you in getting your No-fault benefits. We do not charge a fee for this service, although some other firms do.
Contact Taylor & Blair LLP Today
The personal injury law firm of Taylor and Blair is ready to stand up for your rights and needs—to ICBC, any other insurance company and in court if necessary. We will represent your best interests no matter the scenario, so if you have any questions, call us today.
Kevin Blair &
Taylor & Blair LLP
Personal Injury lawyers
1607 – 805 West Broadway